• MEDICARE & HEALTH INSURANCE · GROSSE POINTE, MI
Health coverage
made simple,
shopped for you.
Independent agent helping Metro Detroit families navigate Medicare, Marketplace, and off-exchange health plans. We shop the market so you don’t have to.
10+
HEALTH PLAN CARRIERS
Health Plan Carriers
Years Of Experience
Happy Clients
• WHAT WE COVER
Medicare, Marketplace, and beyond.
Whether you’re turning 65, between jobs, or self-employed, we help you find the right health plan from carriers across Michigan.
Medicare
Advantage · Supplement · Part D
Turning 65 or already enrolled? We help you compare Medicare Advantage plans, Supplement (Medigap) policies, and Part D prescription drug coverage to find the right fit.
Marketplace Plans
ACA · Subsidies · Family Coverage
Get covered through the Health Insurance Marketplace. We help you maximize available subsidies and choose the right metal tier for your family and budget.
Off-Marketplace
Direct · Short-Term · High Income
Need coverage outside open enrollment, or earn too much for subsidies? We can place you directly with carriers in plans that fit your situation.
• KEY ENROLLMENT PERIODS
Timing matters. Miss the window, miss your chance.
Most health plan changes can only be made during specific windows. Mark your calendar and start the conversation early.
Medicare Annual Enrollment (AEP)
October 15 – December 7
Switch, join, or drop Medicare Advantage and Part D plans. Changes take effect January 1.
ACA Open Enrollment
November 1 — January 15
Enroll in or change a Marketplace health plan for the coming year. Enroll by Dec 15 for January 1 coverage.
Special Enrollment Periods
Year-round (qualifying events)
Lost coverage, moved, married, had a baby, or aging into Medicare? You may qualify for a 60-day SEP.
Initial Medicare Enrollment
3 months before to 3 after 65th birthday
Your first chance to enroll in Medicare. Missing it can mean lifelong premium penalties.
15+ Years
Of Experience
• WHY WORK WITH JIM
A health insurance agent who actually listens.
Insurance jargon, plan documents, and changing rules can feel like a second job. Jim’s been helping Michigan families and retirees navigate health coverage for 15+ years, and he keeps it simple.
Independent and broad
Not tied to one carrier. We compare 15+ companies across Medicare, ACA, and direct plans.
Yearly plan reviews
Plans change every year. We check your coverage annually to make sure it still fits your needs.
Real human support
When you have a question or a claim issue, you call Jim. No phone trees, no offshore call centers.
HOW IT WORKS
From confusion to coverage in three steps.
01
Tell us about your needs
Share your situation, doctors, prescriptions, and budget. Takes about 15 minutes by phone or video.
02
We compare your options
Jim reviews plans across 15+ carriers and brings back the best matches for your needs and budget.
03
Enroll with confidence
We handle the paperwork together. Jim stays your point of contact for renewals, questions, and changes.
• FROM THE BLOG
Health insurance, explained without the jargon.
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“
Jim found us a Medicare Advantage plan that covered my husband’s prescriptions and kept his cardiologist in-network. He answered every question we had, no matter how small. Felt like he was on our side from the first call.
Linda & Robert M.
Grosse Pointe · Medicare clients since 2023
• FREE PLAN REVIEW
Let’s find you the right coverage.
Fill out the form and Jim will reach out within one business day. Takes about 15 minutes to review your options together — no pressure, no obligation.
- No spam or unwanted sales calls
- Response within one business day
- Consultation with a licensed Michigan agent
- Your information stays confidential